Maximize Asset Protection

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Health & Life Insurance Advisors in Phoenix, AZ

Finding the right health and life insurance should not be confusing or overwhelming. MAPFL (Maximize Asset Protection) helps Arizona individuals, families, immigrants, and small businesses navigate health and life insurance options with personalized guidance and licensed advisor support.

5.0 Rating and Reviews

Smarter Insights Better Decisions

At Maximize Asset Protection, our team is focused on finding the right Health Life & Insurance plans according to the individual or group needs. We represent all major carriers and work on behalf of the client, not the insurance company.

  • Individual Health Insurance

  • Group Health Insurance

  • Supplemental Insurance

  • Short-Term Health Insurance

  • Indexed Universal Life Insurance

Mario Lizarraga

Insurance & Financial Protection Services in Arizona

MAPFL offers a full range of insurance and financial education services designed to protect your health, income, family, and long-term assets. As an independent agency, we work with multiple carriers to help you choose coverage that fits your needs—not a one-size-fits-all plan.

ACA-compliant health insurance plans, short-term options, and supplemental coverage designed to protect against unexpected medical costs.

Cost-effective group health insurance solutions for Arizona small businesses, helping employers attract, retain, and support employees while managing benefit costs.
Health insurance guidance for immigrants and mixed-status families in Arizona, including eligibility education, enrollment support, and bilingual assistance.
When life requires healing, more personalized care and professional support, put yourself in a position to have that support come to your home.
Life insurance strategies for business owners, including succession planning, executive compensation support, and long-term asset protection solutions.
Educational guidance on tax strategies, financial literacy, and asset protection designed to help individuals and business owners plan proactively for the future.

Practical Insights for Your Financial & Legal Decisions

What We Offer

ACA Health Insurance Enrollment & Eligibility Support

Navigating Affordable Care Act (ACA) health insurance can be confusing, especially when enrollment periods, subsidies, and plan availability vary by situation. MAPFL helps Arizona residents understand their ACA options and determine eligibility for coverage.

Why Arizona Residents Choose MAPFL
MAPFL is an independent insurance agency that works on behalf of clients—not insurance carriers. Our approach is centered on education, transparency, and long-term support.
Who MAPFL Helps
MAPFL provides tailored health, supplemental life, and long-term financial protection to a diverse clientele, ranging from individuals, families, and Arizona-based mixed-status households to self-employed professionals, business owners, and their employees.
Insurance Education & Resources
MAPFL provides educational content to help clients make informed decisions about insurance and financial protection. Our blogs, videos, and podcasts explain complex topics in a clear, easy-to-understand way.

Growing Smarter Today for a Better Tomorrow

Life insurance carriers are the financial institutions responsible for underwriting your policy, assessing risk, and ultimately paying out the death benefit to your beneficiaries.

Frequently asked questions

ACA Health Insurance Enrollment & Eligibility Support

Navigating Affordable Care Act (ACA) health insurance can be confusing, especially when enrollment periods, subsidies, and plan availability vary by situation. MAPFL helps Arizona residents understand their ACA options and determine eligibility for coverage.

We provide guidance for:

  • Open Enrollment
  • Special Enrollment Periods due to qualifying life events
  • Subsidy and cost-sharing eligibility
  • Marketplace plan comparisons

Whether you are self-employed, losing employer coverage, moving, or experiencing a life change, our advisors help ensure your enrollment is completed accurately and on time

MAPFL is an independent insurance agency that works on behalf of clients—not insurance carriers. Our approach is centered on education, transparency, and long-term support.

  • Licensed insurance advisors

  • No fees for enrollment assistance

  • Bilingual support available

  • Arizona-focused eligibility and market knowledge

  • Ongoing support beyond enrollment

MAPFL works with a wide range of individuals and businesses, including:

  • Individuals and families seeking health insurance
  • Self-employed and independent workers
  • Immigrants and mixed-status households in Arizona
  • Small business owners and employers
  • Employees seeking supplemental life insurance
  • Business owners planning for long-term financial protection
  • Free consultation to understand your needs, goals, and eligibility
  • Comparison of available insurance options and carriers
  • Clear explanation of coverage, costs, and next steps
  • Enrollment assistance and continued support

MAPFL provides educational content to help clients make informed decisions about insurance and financial protection. Our blogs, videos, and podcasts explain complex topics in a clear, easy-to-understand way.

Topics include:

  • Health insurance basics and ACA guidance
  • Life insurance planning
  • Financial education and asset protection strategies
  • Enrollment tips and coverage updates

Reviews & Experiences That Speak for Themselves

5.0

out of 5 Rating

"Thank you, Mario, for all the work you put into us! Two years ago, my husband and I entered the entrepreneur world. Health insurance was my reason for keeping a corporate job. Until we met Mario, a trustworthy, reliable, and truthful person. As entrepreneurs, he explained that we have flexibility and different options, and the expertise Mario provides ensures that we are in good hands, with our healthcare coverage.You have my deepest thanks! Ramirez Family"

Marina Ramirez

Business Owner

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Protect your Future

Protect your Future

No one can predict what lies ahead, but being prepared allows us to protect what matters most. Retirement isn’t easy. Planning and preparing your financial resources is critical.

We have the tools and resources to help you achieve your life goals. When it comes to retirement, our action today will impact tomorrow.