HELP PAGE
Need to access your
benefits?
Find a quick video below to make the most out of your plan.
Banner | Aetna Health Insurance Plans in Arizona
Coverage & Enrollment Help
Banner | Aetna is a health insurance provider in Arizona that historically offered Affordable Care Act (ACA) individual and family health plans, combining Banner Health’s local care network with Aetna’s insurance experience. MAPFL helps Arizona residents understand their options, compare plans, and enroll with confidence through the federal Health Insurance Marketplace or alternative carriers.
What Is Banner | Aetna Health Insurance?
Banner | Aetna is a joint venture between Banner Health (one of Arizona’s largest health systems) and Aetna, a CVS Health company, designed to deliver coordinated care with affordable insurance options and strong regional networks.
Banner | Aetna ACA plans traditionally include essential health benefits mandated under the ACA:
- Preventive and wellness care
- Hospital and emergency services
- Prescription drug coverage
- Mental health and behavioral health services
- Maternity and newborn care
- Lab, rehabilitative, and pediatric services
Coverage, provider availability, and specific benefits vary by plan and location.
Banner | Aetna Plan Features & Networks
Banner | Aetna ACA plans are designed to give members access to a broad coordinated network that includes:
- Banner Health facilities and affiliated providers
- HonorHealth and other partner medical groups in select areas
- Primary care, specialists, and hospital systems connected through the Banner Health Network
This coordinated approach helps providers share information and deliver care that is more connected and potentially more efficient for members.
Some plans may offer:
- Access to local walk-in clinics and urgent care
- Coordinated care through primary care providers
- Enhanced virtual care options
Network size and provider participation vary by county and plan selection.
Who Banner | Aetna Plans Are Best For
Banner | Aetna ACA plans may be a fit if you:
- Live in Arizona and want coverage tied to Banner Health systems
- Prefer coordinated care with connected providers
- Want preventive and wellness benefits included
- Qualify for premium subsidies through the ACA Marketplace
Because each plan’s cost and coverage is unique, comparing alternatives from other carriers may help you find the best personal fit.
Important Update — ACA Marketplace Status for 2026
Banner | Aetna’s individual and family ACA Marketplace plans will no longer be offered for coverage beginning January 1, 2026. Current members can keep their 2025 coverage through the end of the year, but must choose a new ACA Marketplace plan or alternative coverage for 2026 and beyond.
This makes it especially important for Arizona residents to:
- Review their current Banner | Aetna coverage
- Compare other ACA carriers during Open Enrollment
- Consider plan costs, networks, and financial assistance
- Get guidance from a licensed advisor well before enrollment deadlines
Financial Assistance Through the ACA Marketplace
When you enroll in ACA Marketplace plans (including those from Banner | Aetna before 2026), you may qualify for:
- Premium tax credits to lower monthly costs
- Cost-sharing reductions on select plans if eligible
Eligibility is based on household income, family size, and other factors. MAPFL advisors can help you check eligibility and estimate savings before you enroll.
How MAPFL Helps With Banner | Aetna & ACA Enrollment
MAPFL is an independent health insurance agency that works with multiple carriers serving Arizona. We help you:
- Compare Banner | Aetna plans with other ACA options
- Evaluate provider network access for doctors and prescriptions
- Understand plan benefits, costs, and out-of-pocket estimates
- Complete enrollment accurately during Open Enrollment or Special Enrollment Periods
Our licensed advisors provide personalized guidance at no additional cost, helping you choose coverage that fits your healthcare needs and financial goals.
+1-888-542-3862
Customer Support
Start Your Online Account
Find A Doctor
Get Your ID Card
Make a Payment
Frequently Asked Questions About Banner | Aetna Health Insurance
Is Banner | Aetna ACA-compliant?
Yes. Banner | Aetna plans offered through the federal Health Insurance Marketplace meet ACA requirements and include essential health benefits. Banner Aetna
What should I do if I have a Banner | Aetna plan for 2025?
You can keep your 2025 plan through December 31, 2025. For coverage in 2026 and beyond, you will need to select a new plan from another ACA carrier or alternative coverage. Banner Aetna
Can I check provider network coverage before enrolling?
Yes. MAPFL can help verify whether your preferred doctors and facilities are in network before you enroll.
When is Open Enrollment for ACA plans?
ACA Open Enrollment typically runs from November 1 through January 15. Outside that period, Special Enrollment Periods may apply if you experience a qualifying life change.
Take the Next Step
If you’re considering a Banner | Aetna plan or need to transition to a new carrier for 2026, MAPFL can help you compare options and enroll confidently. Schedule your free consultation or compare health insurance plans in Arizona today.
Need Another Carrier?
