Our Podcast
Welcome to our Podcast
Do you make financial decisions out of fear or out of knowledge? We believe education will help you feel confident in your decisions. The government is incentiving you to invest in tax-deferred investments and pay taxes when you cash in or the “harvest”.
This conservative finacial podcast will be discussing real life situations involving, money, investing, taxes, insurance and everything in between. We bring real people together with financial professionals and answer the questions in a way that makes it easy to understand.
Whether you are a government employee or a wealthy self-employed individual, we have topics that definitely will affect your long-term decisions.
Our motto is to make decisions out of knowledge, not out of fear.
Latest Blogs/Podcasts
Learn how life insurance and annuities can protect your assets from lawsuits and creditors. Discover smart strategies for safeguarding your wealth in a litigious world...
Maximize Asset Protection provides expert estate planning services including wills and trusts tailored for law enforcement professionals. Enhance officer safety and family financial literacy with...
Arizona estate planning tailored for law enforcement officers. Learn essential financial planning, trust vs will distinctions, probate law, and strategies to protect assets including IRAs, 401(k)s...
Worried about market volatility? Learn how permanent life insurance offers a safer, more stable investment strategy with protection against losses. Discover how this conservative approach can help...
Discover how Social Security impacts your retirement taxes and learn strategies to manage them effectively. Explore tax diversification tips, including the benefits of permanent life insurance, to...
Future tax rates are unpredictable, and relying solely on taxable income could leave you vulnerable. Learn how tax diversification using permanent life insurance can protect your retirement with...
Discover why your savings account might not be your best financial move. Learn about Indexed Universal Life Insurance (IUL) as a tax-efficient, safer alternative with potential returns of 5-12%...
Many financial advisors discourage life insurance—not because it’s ineffective, but because it doesn’t align with how they earn. Learn how permanent life insurance offers tax advantages, market...
Life insurance isn’t just for death benefits anymore. Discover how modern policies offer living benefits—like chronic illness coverage and access to funds for experimental treatments—not covered by...
Discover essential life insurance insights for law enforcement officers. Learn about guaranteed issue policies, spouse and child coverage, portability after retirement, and how group life insurance...
Discover how to secure your financial future with a convertible term life insurance policy. Lock in your health rating now to preserve today’s rates for future permanent insurance, even if health...
Think you're too healthy for life insurance? Think again. Lock in your insurability now while you're at your healthiest. A simple term policy today can protect your future eligibility and secure lower...
Learn how to find in-network doctors using the Ambetter Health website with this easy, step-by-step guide tailored for Arizona residents. Whether you're searching as a guest or a member, this tutorial...
Are you unknowingly in partnership with the government? You likely are. The government incentivizes tax-deferred programs like 401(k)s and IRAs, encouraging you to delay taxes until retirement—when...
Are you unknowingly in partnership with the government? You likely are. The government incentivizes tax-deferred programs like 401(k)s and IRAs, encouraging you to delay taxes until retirement—when...
Understanding provider networks is crucial when selecting insurance; not all carriers work with every doctor, and doctors may choose not to accept certain insurance plans. Consulting with an...
Explore the benefits and advantages of Health Savings Accounts (HSAs) in our comprehensive eBook, "Seed or Harvest Show: Law Enforcement Edition." Designed to empower law enforcement professionals and...
As of November 1st, 2024, DACA recipients can now access health insurance subsidies through the Obamacare marketplace, marking a significant milestone in healthcare access. Norma Noriega, a dedicated...
As a law enforcement officer, you are accustomed to the benefits that come with group insurance as a government employee. However, when you retire, the transition to private health insurance can be...
Protecting your income is one of the fundamental reasons for life insurance, ensuring your family remains financially secure if you pass away unexpectedly. For those in their 40s or 50s with many...
Life insurance death benefits are generally tax-free for beneficiaries, making them a valuable financial tool for protecting loved ones. However, for high-net-worth individuals, estate taxes may apply...
Many people misjudge their income’s place within national tax brackets, often assuming it's more common than it is. IRS data shows that the top 5–10% of earners bear a significant tax burden, making...
Many people overlook the full benefits of Obamacare simply because they don’t understand how to maximize them. With ongoing education and expert guidance, you can take advantage of hidden features...
Are you unknowingly in partnership with the government? You likely are. The government incentivizes tax-deferred programs like 401(k)s and IRAs, encouraging you to delay taxes until retirement—when...
Life insurance is a crucial financial tool, especially for families with dependents, ensuring loved ones are protected in the event of an untimely loss. While traditionally seen as a concern for older...
Many people misjudge their income’s place within national tax brackets, often assuming it's more common than it is. IRS data shows that the top 5–10% of earners bear a significant tax burden, making...
Many people misjudge their income’s place within national tax brackets, often assuming it's more common than it is. IRS data shows that the top 5–10% of earners bear a significant tax burden, making...
In our discussion, we explored the innovative concept of 'level funding,' merging aspects of fully insured and self-funded insurance plans. This model grants businesses enhanced transparency and cost...
Norma, an insurance agent primarily focused on individual plans, seeks to expand her knowledge of group health insurance to better serve small business clients. Olivia, a mid-market sales executive...
Norma and Mario, long-time business partners and serial entrepreneurs, bring over a decade of experience in business dynamics and relationship-building. They emphasize the importance of referral...
Law enforcement work presents significant physical and mental challenges, from the strain of wearing heavy gear and prolonged patrol car sitting to the psychological toll of witnessing traumatic...
In this episode of Seed or Harvest, we sit down with Officer Ty to break down Tier 1 pensions, the importance of overtime, and what every officer should know about retirement planning. If you're in...
Many people misjudge their income’s place within national tax brackets, often assuming it's more common than it is. IRS data shows that the top 5–10% of earners bear a significant tax burden, making...